Please read our Privacy Policy carefully before using this website ("the Site"). In this Policy "we", "us" and "our" means commercelead.com  and "you" means the individual who is using the Site.

How do we collect information about you?

We collect personal and financial information which we obtain from you or from any third parties when you apply for a card or any other product or service or which you or third parties give us from time to time. We will also collect information about you when you register to use the services provided on this Site or when you contact us. We may also collect information through the use of cookies.

What we use cookies for?

Internet cookies are common and do not harm your system - they just store or gather site information. They help you do things online, like remembering logon details so you don't have to re-enter them when revisiting a site.

We use cookies to:

Gather customer journey information across our sites
Ensure your privacy in our secure sites
Store login details for our secure sites
Temporarily store details input into our calculators, tools, illustrations & demonstrations
Store details of your marketing, product & business unit preferences to improve our targeting & enhance your journey through our sites
Evaluate our sites advertising & promotional effectiveness (we own the anonymous data collected, which is not shared with anyone).
We use both our own (first party) and partner companies' (third party) cookies to support these activities.
We don't use cookies to track people's Internet usage after leaving our sites and we don't store personal information in them others could read and understand. We will not sell or distribute cookie information without your prior consent.

What are cookies?

Collecting information
Cookies are harmless text files that web servers can store on your computer's hard drive when you visit a site. They allow the server to recognise you when you revisit.
There are two main types:
Transient (or per-session) cookies - these only exist for your site visit and are deleted on exit. They recognise you as you move between pages, for example, recording items added to an online shopping basket. These cookies also help maintain security.
Persistent (or permanent) cookies - these stay on your machine until expiry or deletion. Many are built with automatic deletion dates to help ensure your hard drive doesn't get overloaded. These cookies often store and re-enter your log-in information, so you don't need to remember membership details.
We use both types of cookies.
Additionally, cookies can be first or third party cookies. First party cookies are owned & created by the website you're viewing. Third party cookies are owned & created by an independent company, usually a company providing a service to the website owners.
Find out how to change your cookie settings.

Will we share your information with anyone else?

We may need to pass on your information to people who provide a service to us (although we only do this on the understanding that they keep your information confidential) and anyone to whom we may transfer our rights and duties. We may also disclose your information if we have a duty to do so or if the law allows us to.
If we transfer your information to a service provider in another country we will make sure that the service provider agrees to apply the same levels of protection as we are required to apply to information held in the UK and to use your information only for the purpose of providing the service to us.

How long will we keep your personal information on file?

Please remember that internet communications are not secure unless the data being sent is encrypted. We cannot accept any responsibility for unauthorised access by a third party or the corruption of data sent to us.
Please do not send any personal information or anything about your account by standard email.
How to change your cookie settings

Accepting and rejecting cookies

To stop receiving cookies from ours and others sites, you can find out how to change the cookie settings on your browser using the links below. However, cookies are integral to some of our online services and accepting them is a condition of service.

Internet Explorer, Version v4.x

To enable cookies:
Select 'View' from your main toolbar at the top of the browser
Select 'Internet Options'
Select 'Advanced' tab at the top in the window that opens
Scroll down to the Cookies section and under 'Cookies', select 'Always accept cookies'
Click 'OK' to continue

To disable cookies:

Select 'View' from your main toolbar at the top of the browser
Select 'Internet Options'
Select 'Advanced' tab at the top in the window that opens
Scroll down to the Cookies section and under 'Cookies', enable 'Disable all cookies'
Click 'OK'

Internet Explorer, Version v5.x

To enable cookies:

Select 'Tools' from your main toolbar at the top of the browser
Select 'Internet Options'
Select 'Security' tab at the top in the window that opens
'Custom Level' at the bottom
Scroll down to the Cookies section and under 'Cookies', enable both 'stored' and 'per session'
Click 'OK' to continue

To disable cookies:

Select 'Tools' from your main toolbar at the top of the browser
Select 'Internet Options'
Select 'Security' tab at the top in the window that opens and choose 'Custom Level' at the bottom
Scroll down to the Cookies section and under 'Cookies' disable both 'stored' and 'per session'
Click 'OK'

Internet Explorer, Version v6.x

To enable cookies:
Select 'Tools' from your main toolbar at the top of the browser
Select 'Internet Options'
Select 'Privacy' tab at the top in the window that opens
'Advanced Options' button under 'Settings'
Tick the 'Override automatic cookie handling' tickbox
Enable the 'First Party' cookies by choosing 'Accept' or 'Prompt'
Enable the 'Third Party' cookies by choosing 'Accept' or 'Prompt'
Enable 'Always allow session cookies'
Click 'OK'

Netscape Navigator v4.x

To enable cookies:
Click 'Edit' on the menu bar and select 'Preference'
Choose 'Advanced'
Choose 'Accept all cookies'
Click 'OK'

To disable cookies:

Click 'Edit' on the menu bar and select 'Preference'
Choose 'Advanced'
Choose 'Reject all cookies'
Click 'OK'

Netscape Navigator v5.x

To enable cookies:

Click 'Edit' on the menu bar and select 'Preferences'
Choose 'Privacy and Security'
Choose 'Cookies'
Select 'Enable all cookies' and click 'OK'

To disable cookies:

Click 'Edit' on the menu bar and select 'Preferences'
Choose 'Privacy and Security'
Choose 'Cookies'
Select 'Disable all cookies'